To-Do Lists tend to be long, unfocused, and unrealistic. Wildly optimistic, at best. If your habit system includes things that you routinely leave undone, you’ve entered To-Do List territory and the primary habit you’re acquiring is the habit of non-completion.
If this sounds familiar, it may be time to prune and refocus your habit system. A few actions done consistently will move you forward more quickly than a lot of things on a list that aren’t really habits at all.